FUNDING SERVICES
Business Funding Before the "Business"
Are you still in the idea phase of your "business" but need some capital to take the next step?
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Leveraging your personal credit to access business capital is oftentimes necessary (and very common).
Funding Options
(Based on Personal Credit)
Most "Business" lenders want to see a minimum of 1 year (some require 2-years) in business before they are even open to having conversations about funding. Aside from the time in business, many lenders have minimum monthly revenue requirements ranging from $10,000 to $50,000. So how do you get the funding in the first place to get to this point?
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Below you will find a table breaking down the funding solutions we provide based solely on your personal creditworthiness and financials.
Funding Product
Credit Score
Time in Business
Approval Range
Pre-Launch Funding
Business Funding
View the Best Funding Options For Your Business in Minutes
Funding Product
Amount
Access
Rates
Terms
0% Credit Card
Secure multiple 0% accounts to launch Your business. Cash Accessibility 0% interest Revolving Credit Lines/cards. Available in the name of the business or individual.
$5K - $75K
7-10 Days
15.99% - 24.99%
(0% for 12-15 months)
Monthly payment of 2% - 3% of balance
Business Line of Credit
Great way to have access to capital when you need it but have no payment unless you spend it.
$5K - $200K
1-5 Days
8.99% - 29.99%
6-24 Months
Short Term Business Loan
Access funds very quickly for any Business expenses. Typically more expensive than alternative options.
$5K - $100K
24-72 Hours
15% - 35%
6-12 Months
Business Term Loan
Great option for longer terms for more established businesses. This is a great resource for general working capital needs.
$20K - $500K
5-10 Days
11% - 25%
1-5 Years
SBA
Efficient and streamlined SBA loan process. Secure the capital you need to propel your business forward. Great for Startup, Working Capital, Refinancing debt, and Franchises.